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 Finance Calculators
  • Financial Ratios
    This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

  • Amortizing Loan Calculator
    Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

  • Lease vs. Buy
    Should you lease your next automobile or finance it? Find out with this calculator!

  • College Savings
    Use this calculator to help develop or fine tune your education savings plan.

  • Bi-weekly Payments for an Existing Mortgage
    This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.

  • Retirement Planner
    Quickly determine if your retirement plan is on track - and learn how to keep it there.

  • Social Security Benefits
    Use this calculator to estimate your Social Security benefits.

  • Roth vs. Traditional IRA
    Use this calculator to determine which IRA is right for you.

  • Required Minimum Distributions
    The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.

 Paycheck Calculators
     (coming soon)
Bernardi & Hojnacki CPAs LLP
40 Barrett Drive
Webster, NY 14580
585.217.9393 office
585.217.9398 fax

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